EBANX
Anti-Fraud

As a part of EBANX Fraud Risk Management suit, our Anti-Fraud solution is tailored for cross-border payment operations in rising markets across Latin America, Africa, and South Asia.

Optimized for Rising Markets

Supported by our database enriched with over 2M daily transactions from emerging markets across Latin America, Africa, and South Asia, we are able to protect and deliver the best results for global merchants aiming at these regions.

End-to-End Protection

Our anti-fraud keeps your payment process safe with artificial intelligence and three essential protection layers.

Machine Learning

We swiftly uncover emerging risk and fraud trends through real-time behavior reanalysis, instant backtesting, and rigorous chargeback validation. Our platform evaluates a year's worth of data, surpassing industry standards (typically 3 to 6 months of analysis).

Tailored to Your Business Industry

As part of a fraud & risk management solution, our anti-fraud system utilizes proprietary data analysis to route transactions intelligently, identifying the optimal solution or combination of tools tailored to your industry and business model.

Superior Performance Advantages

-27 p.p.

lower fraud rates than the average peer group based on the Mastercard Advisor Study.

+11 p.p.

rates in which EBANX Anti-fraud outperforms other anti-fraud players in Brazil.

+4.4 p.p.

uplift in approval rates with EBANX Anti-fraud engine.

-2 p.p.

decrease in chargeback rates with EBANX Anti-fraud engine.

Source: Mastercard Advisor Study, 2023.

*EBANX anti-fraud is included in all EBANX payment solutions.

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THREE PROTECTION LAYERS TO KEEP TRANSACTIONS SAFE

#1 INITIAL ANALYSIS OF SECURITY
EBANX meticulously verifies and assesses fundamental elements that can effectively reduce the occurrence of fraudulent operations in cards and alternative payment method transactions.

#2 ANTI-FRAUD MACHINE
EBANX enables an accurate risk assessment (transaction scoring) for every transaction to ensure maximum performance.
We employ two key methods:

Hard Rules: This identifies and blocks unmistakable patterns of fraudulent transactions.
Machine Learning: An ever-evolving process that categorizes transaction patterns, including emerging fraudulent behaviors in dynamic markets.

#3 SMART ROUTING AND RETRY LOGIC
EBANX enables trusted routing for both APMs and cards, offering flexibility in issuer and acquirer rules. This approach optimizes approval rates without compromising chargeback and refund management.

#EXTRA FEATURES

Chargeback dispute

Chargeback guarantee

Watch how EBANX solutions integrates in one single platform

Stop fraudsters and decrease losses

Start processing payments with EBANX and count on our anti-fraud to improve your performance with top notch protection