PIX Payment

Safe, Cheap, and Instant – Anytime, Anywhere

Pix is reshaping the Brazil Pix payment system, offering a fast, secure, and accessible solution for businesses and consumers. EBANX, as the leading Pix payment processor, provides the expertise, innovation, and seamless operations needed for global businesses to tap into this growing payment method.

More popular than credit cards

Over 70% of all Brazilians use Pix as their preferred payment method, making it more popular than credit cards. With EBANX, you can reach this vast audience seamlessly.

Driving online sales growth

Merchants that integrated Pix through EBANX saw a 16% increase in revenue and acquired 25% more new customers. Pix's power goes beyond processing payments—it helps businesses to increase their addressable market.

The fastest-growing payment method in Brazil

Pix’s presence in digital commerce is projected to grow at a CAGR of 35% from 2023 to 2027, serving as both a convenient payment option and a powerful growth tool for businesses.

Source: PCMI, 2024, Central Bank of Brazil and EBANX internal data

Trusted by Global Brands for Pix Payments

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EBANX is leading the market in Pix payment processing, having been recognized by the Central Bank of Brazil for superior performance.

Why offer Pix with EBANX?

Cross-border Pix capabilities

Enable instant Pix transactions for global merchants, backed by our regulatory expertise and local connections for seamless compliance with Brazilian laws.

Endorsed by the top tech companies worldwide

EBANX is trusted by top global brands for Pix payments, reducing operational burdens with a unified API and end-to-end Pix management. EBANX handles payments, refunds, and disputes so you can focus on growth.

Local expertise

Leverage EBANX’s extensive track record in Brazil and top-ranking status in the Central Bank’s assessments. Our direct participation in the Pix system ensures faster, more reliable transactions and full regulatory compliance.

Leading payment innovation

Stay ahead with cutting-edge features like Pix Automático, set to streamline recurring payments by June 2025. EBANX has already launched the specifications and is accelerating merchant integration with a test environment for thorough integration testing by December 2024.

Tailored solutions

Pix solutions are customized for your industry —whether in gaming, retail, or digital services— to enhance payment workflows and optimize the user experience.

How Pix works

1 Registering a Pix key

Individuals or businesses register a Pix key with their financial institution (traditional banks, digital banks, or payment platforms). Options for Pix keys include CPF/CNPJ, phone number, e-mail, or a randomly generated key.

2 Making payments with Pix

Consumers can pay by scanning a QR code or entering the payee’s Pix key. Transactions are done instantly via smartphones, tablets, or computers.

3 Pix in digital commerce

At checkout, the user selects Pix and scans the displayed QR code or copies the provided key number. Pix operates as a real-time payment network, with transactions completed in under 10 seconds.

Key Facts: Individuals can have up to five keys; businesses can have up to 20 keys.

Introducing Pix Automático

Pix Automático, a new feature set to launch, will enable recurring payments via Pix, bringing even more flexibility for businesses and consumers. Once again, EBANX will be a trailblazer player for Pix Automático, ensuring that merchants start testing the solution six months before the Central Bank officially launches it.

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Pix Payment Initiator (PISP) capabilities

As a Pix Payment Initiator, EBANX enables seamless connections between banks using Open Banking technology, simplifying user experiences and boosting conversion rates by allowing payments to be authorized directly from the user's financial institution.

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Pix: Specifications with EBANX

Confirmation:

Real time

Recurrency:

Pix Automático coming soon

Payout:

Yes

High-value order:

Yes

Installments:

BNPL:

Min Amount:

BRL 0.50

Max Amount:

USD 10.000 per ID/month or per transaction

Refunds:

Yes

Chargeback system:

Yes

Outstanding Pix features via EBANX

Real-time transactions

Instant payment processing.

User-friendly and available 24/7

Pix is accessible anytime, anywhere.

Highly secure

Developed with stringent safety measures and compliant with Brazil's data protection regulations.

Versatile use cases

Suitable for transactions between people, businesses, and government entities.

Low cost

Free for individuals and affordable for companies.

High availability and performance

With 99.99% uptime, EBANX’s Pix infrastructure ranks A in time-out according to Central Bank standards.

EBANX goes beyond Pix payment processing

We empower merchants with unmatched efficiency and growth potential. Our high-performance infrastructure, recognized by the Central Bank, ensures 99.99% uptime and real-time monitoring for seamless operations during peak demand.

Streamlined refund management

Efficient Pix refunds with full visibility, providing a hassle-free process for merchants and reliable returns for customers.

Effortless handling of complexities

EBANX manages intricate tasks like settlement, remittance, and compliance, allowing you to focus on scaling your business.

Optimized conversion rates

With our streamlined payment flows and user-friendly solutions, you can achieve up to 97% conversion for QR code transactions.

Sell more and sell instantly with Pix.

Partnering with EBANX will unlock Pix's full potential in Brazil. Simplify payment processing, boost conversion rates, and drive growth in one of the world's fastest-evolving payment ecosystems.

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Pix -The revolutionary instant payment in Brazil

Safer, cheaper, and in real-time, Pix is speeding up the market. Learn more about this revolutionary payment method in our exclusive whitepaper.

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