Boleto Bancario

Brazil’s trusted payment method

Unlock the potential of the Brazilian market by offering Boleto Bancário through EBANX, a popular, secure, and inclusive payment method that caters to millions.

Broad market reach

With billions of Boleto payments processed annually, this payment method extends the reach of merchants across Brazil, particularly among consumers who prefer cash-based or voucher payments.

Expand market access

Boleto Bancario remains Brazil’s most popular cash-based payment method, allowing merchants to tap into a broad demographic, including consumers without access to traditional banking services.

Secure transactions

The Boleto payment method is virtually fraud-free and does not incur chargebacks, providing a safer alternative to card payments.

Some global merchants offering Boleto via EBANX

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Why Boleto Bancário?

Boleto is an essential payment method in Brazil, especially for consumers without credit cards or bank accounts. By offering Boleto, merchants can extend their reach to a broader audience without impacting other payment options, allowing them to connect with up to 4x more Brazilian consumers than international credit cards.

Source: EBANX internal data

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From Boleto to Pix: Brazil’s evolving payment landscape

Boleto Bancário: A traditional payment method in Brazil

  • Longstanding relevance: Boleto has been Brazil’s trusted cash-based payment method since the 1990s.

  • Convenience for offline payments: The voucher can be paid at various physical locations, such as banks, lottery agents, and supermarkets, but also through digital channels.

  • Cultural importance: Remains popular among older demographics and regions with limited digital infrastructure.

Coexistence of Boleto and Pix in Brazil’s payment landscape

  • Complementary options: While Pix provides speed and flexibility, Boleto still meets the needs of cash-preferred consumers.

  • Adaptation across generations: Boleto is used by those more comfortable with traditional payment methods, while Pix aligns with the growing digital demand.

  • Cultural and practical significance: Cash methods like Boleto are unlikely to disappear soon; they remain part of Brazil’s consumer habits.

The shift in Consumer Preference Toward Pix

  • Rapid growth in Pix usage: Pix has recently become the preferred payment method for many Brazilian consumers, especially those making first-time purchases. This rise highlights Pix’s appeal as a fast and convenient payment option.

  • Boleto’s continued relevance: Despite Pix’s dominance, Boleto remains valuable for specific customer segments and particular use cases, notably for B2B purchases, retaining its place in Brazil’s diverse payment ecosystem. For businesses, offering Boleto alongside Pix ensures they cater to broader consumer preferences.

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How Boleto Bancario works

The Boleto Bancario payment process offers a simple and accessible way for customers to complete their transactions. It accommodates both online and offline payments, providing flexibility and convenience while ensuring timely confirmation for merchants.

Customers choose Boleto as their payment method during checkout, generating a voucher with a barcode.

Customers can pay online via internet banking, bank apps, or cash at convenient physical locations like banks, supermarkets, and lottery agencies.

Once paid, merchants receive a payment confirmation within one business day.

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Boleto Bancario Specs with EBANX

Confirmation:

D+1 business days

Recurrency:

No

Payout:

No

High-value order:

Yes

Installments:

No

BNPL:

No

Min Amount:

BRL 0.50

Max Amount:

USD 10.000 per ID/month or per transaction

Refunds:

Yes

Chargeback system:

No

Expanded reach in Brazil’s digital commerce

Boleto processed nearly USD 27 billion in Brazil’s digital commerce in 2024, accounting for 8% of the online sales volume. Offering Boleto through EBANX provides businesses with access to a reliable, fraud-free payment method that supports local currency and meets Brazilian consumers’ unique preferences.

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EBANX-Enhanced Boleto features

EBANX’s Boleto solution is optimized for mobile and includes essential features to increase conversions:

Mobile-friendly vouchers

Customers receive easy-to-use, mobile-optimized vouchers with essential details.

Customizable branding

Merchants can add their logo to vouchers to boost customer trust.

Geolocation

Customers are shown the nearest physical locations where they can complete their payments.

Real-time notifications

Automated email alerts inform customers of their payment status, from order creation to confirmation.

Partner with EBANX to offer Boleto Bancario, Brazil’s most popular cash-based payment method, and expand your reach in this thriving digital commerce market.

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