India Payment Gateway: Start Offering Local Payment Methods
Sell to the world's most populous country using their favorite payment method: UPI.
Global companies selling with EBANX in Rising Markets
EBANX solutions
in India
Rely on the country's most popular payment methods and give access to over 1.4 billion people. Let locals buy as they prefer, while you keep business as usual - no local entity needed.
EBANX Pay-In & Payout
Have a complete circle payments solution, ranging from pay-ins to payouts and an international settlement option. You'll be able to collect customer payments in India and disburse funds to partners and suppliers in local currencies. All with localized support in varied time zones and specialized personnel for technical assistance and operational improvements.
Pay-in
Receive payments with features that increase your total addressable market and count with the most relevant payment methods for digital purchases to boost your performance in cross-border sales with a reliable global settlement network.
International Funds Settlement to sell to Indian people in Indian Rupee (INR) while accepting UPI and other local payment methods. The funds can be received in USD anywhere in the world.
Direct connection with local acquirers
Optimized balance between approval rates and chargebacks
Support and performance optimization on recurring payments
Unified reconciliation
Local risk and compliance management
Optimized money flow considering multi-currency sales
One single and easy integration to accelerate go-live or upgrades
Exclusive and innovative technology developed in-house
Payout
Pay suppliers and partners in Indian Rupee (INR), using local payment methods. Easily add balance through wire transfer or processed amounts via EBANX.
Fast payouts with local payment methods
Request single and mass payouts in 3 easy steps
Work with amounts in USD or local currency
No minimum payout amount
Customizable reconciliation and detailed reports
payment methods in india
Selling in India means looking for payment alternatives that go beyond cards. The government's demonetization policy, aimed at reducing the circulation of high-value currency notes and stimulating online payments, showed that digital payment methods grew 309% from 2017 to 2021.
India's favorite is the Unified Payments Interface (UPI), a digital wallet expected to account for one out of every four purchases in e-commerce by 2026.
Launched in 2016, UPI allows anyone with a bank account in India to pay for purchases. The revolutionary payment method has transformed digital payments in Southeast Asia, enabling real-time, simple, and convenient payment experiences for local users.
Share of payment methods in India (2022)
Source: FIS 2023 Global Payment Report
Payment methods available in India with EBANX
Credit Cards
Yes
when a payment is made at intervalsYes
No
Debit Cards
Yes
when a payment is made at intervalsYes
No
Instant Payments
No
when a payment is made at intervalsYes
No
EBANX makes cross-border payments easy so you can focus on growth
Let your Indian customers pay how they like, and grant them an astounding experience.
Offer bank-to-bank transactions and real-time payments like UPI with EBANX, the first to market in activating PIX for cross-border merchants in Brazil.