Pay-in

Power your business with a superior solution to sell locally in rising markets, and receive funds settled globally

Increased Coverage and Payment Processing Capability

Expand your payment opportunity with EBANX, the leader in the offer of Alternative Payment Methods, by reaching new markets and customer profiles with solutions that accommodate diverse transaction models, industries, and countries. 

Maximize Crossborder Performance Strategy

EBANX is connected to 100+ local payment partners - the highest number of direct connections in emerging markets - to reach both B2B and end consumers who are eager to use your products and services, while increasing approval rates and decreasing chargebacks and churn.

Receive your conciliated funds anywhere in the world, in a unified settlement

EBANX supports a wide range of payment methods and exotic local currencies and provides a unified conciliation and international settlement, with reliable and audited cash management to streamline your financial flows.

Global merchants powering their payments strategy through EBANX Pay-in solution

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A full range of traditional and local payment methods to easily access new markets and acquire new customers

With EBANX's cross-border model for Pay-In, you land and win in rising economies. You can take advantage of local approval rates on cards, increased addressable market with the offer of alternative payment methods, and develop a compliant and local tax operation, without the bureaucracy and costs of opening a local legal entity.

Payment methods supported

Emerging markets are known for having lower credit card penetration. In Latin America, about half of the population is unbanked, while in Africa the unbanked population is close to 57%. For global companies to fully take advantage of the addressable market in these economies, they must add alternative methods and local cards to their payment offering.

Alternative Payment Methods as a key to increase addressable market in rising markets

In growing digital commerce markets, such as Africa, Latin America, and India, alternative payment methods (APMs) started gaining traction and popularity in recent years, becoming more mainstream than cards.

New numbers released by the consultancy firm AMI (Americas Market Intelligence), based on 15 LatAm’s economies, reveal that APMs reached 39% of the digital commerce volume in 2022 in the region, an eight-percentage-point increase compared to just two years ago.

EBANX pay-in capabilities
200+ payment methods

Credit Cards & Installments

From Visa, Master and AMEX to local card schemes, such as Carnet, Codesa and others.

Debit & Prepaid Cards

From global issuers (HSBC, Santander and Bradesco) to local ones, such as Itaú, Caixa Econômica Federal and others.

Digital Wallets
(Account-Based Transfers)*

Mercado Pago, PayPal, PicPay, Nequi and others.

Instant Payments and Bank Transfers
(Account-Based Transfers)*

UPI, PIX, PSE, Ozow, and other Account-Based Transfers, from global payment players to regional ones.

Cash & Vouchers*

Boleto, OXXO, PagoEfectivo and others.

Mobile Money*

MPesa, Airtel, Equitel, and other mobile banking services with payments made through the cell phone line.

*Alternative Payment Methods

See all options available

29 rising markets
and expanding

Expand your business to economies with unparalleled growth opportunities

Africa

  • Ghana

  • Ivory Coast

  • Kenya

  • Nigeria

  • Senegal

  • South Africa

  • Tanzania

  • Uganda

  • Zambia

South Asia

  • India

Latin America Southern Cone

  • Argentina

  • Brazil

  • Bolivia

  • Chile

  • Colombia

  • Ecuador

  • Paraguay

  • Peru

  • Uruguay

Central America and Caribbean

  • Dominican Republic

  • Costa Rica

  • El Salvador

  • Guatemala

  • Panama

Latin America Northern Cone

  • Mexico

Learn more about where we operate

Focus on your business growth with EBANX ever-evolving cross-border payments solution

Your customers pay you in their local currency. The payment can be done through traditional payment methods such as credit and debit cards, or alternative payment methods, such as digital wallets, cash and vouchers, instant payments, and bank transfers. 

EBANX captures the payment amount and taxes in the local currency and then processes the transaction, ensuring superior approval and conversion rates. 

The operation is validated by our AI anti-fraud solution and a knowledgeable team of experts takes care of regulatory compliance during the entire process. 

EBANX settles the due amount to your business, transferring the funds directly to your international entity, after converting the funds from local currency into USD.  

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The perfect balance between approval and conversion rates and risk management

The highest number of direct connections to local payment players

Superior in performance and cost-optimization through smart routing, retry logic and account updater 

Discover our performance optimization program

Exclusive UX for cash-based vouchers

Increase your conversion rates through optimized customer-friendly design for alternative payment methods.

Regionalized fraud prevention

Increase your conversion rates and protect your business in growing economies with best-in-class local risk management and 3DS 2.0 for debit cards transaction.

See EBANX anti-fraud solution

World-class service support

Experience a dedicated team of experts to provide white glove service in your time-zone in multiple regions (Latin America, US, Europe, and APAC).

See EBANX exclusive payment services
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Pay-in is the core of our all-in-one payments platform

Global techs can get their expansion goals serviced by one modular and customizable platform with built-to-fit solutions and key benefits, which also includes Payout and EBANX exclusive solutions.

Payout

Pay your users, sellers, suppliers, providers and contractors in local currency, using their preferred payment method through single or mass payouts.

See EBANX Payout solution

Payment processing with both domestic and international funds settlement: multiple and mixed operational models

Choose and combine the solutions that best fit your business for both your pay-in and payout needs. Combine payment processing with both international and domestic settlement across multiple nations.

See EBANX Hybrid solution

Other platform capabilities

Automatized payment processing up to 3M USD per transaction.

See EBANX High Order Value solution

Payment API framework, allowing for seamless expansion of payments portfolio, markets and transition from cross-border to local processing models.

See EBANX Integration solution

The EBANX solution enables local payment methods that support any recurrence model across any market, and is inclusive of tokenization, smart routing and ongoing payment performance.

See EBANX solution for recurring payments

Unified reconciliation (across all financial institutions, in each market, per payment method) with highly detailed reporting which can be exported through various formats through EBANX dashboard.

See EBANX exclusive payment services

Unparalleled platform efficiency

  • High overall transactions-per-second capacity: EBANX processes more than 35 million payment transactions per month, for more than 1,000 merchants across the world

  • 99.99% platform uptime and technology redundancy

  • Sophisticated monitoring capabilities: Real-time logs and monitoring and on-call 24/7 service, with reaction time in less than 5 minutes

See EBANX Performance Optimization Capabilities

Ready to maximize your revenue in growing 
economies by accepting payments with superior performance, coverage, and service?

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